Annuities will help ensure that you will not outlive your money	back to home

Annuities will help ensure that you will not outlive your money. According to a survey conducted in 2001, the American Council of Life Insurers found that 88% of Americans agree that, for their retirement, receiving at least some of their savings as regular income payments that they cannot outlive is important.

We previously talked about annuitization, the process of liquidating your annuity over a said period of time, whereby a portion of the monthly, quarterly, or annual payment represents a portion of both principal and interest. You can receive payments over 5, 10, 15 or 20 years. You can also annuitize over your lifetime or combine your life time with that of your spouse. This is extremely popular, and will insure that you or your spouse will never run out of money, as long as either of you live.