Annuities Explained
Traditional Fixed Annuities/CD Annuities
Immediate Annuity/Income Annuity
Fixed-Indexed Annuity
Long-Term Care Annuities
 Stock Market Realities
 Fixed Indexed Annuities with Income Riders
CDs versus Annuities
Who can benefit from annuities?
 Annuity Advantages
 Investing vs. Saving
 Common Sense
Retirement Planning
 Myths & Reality
 Variable Annuities - Dangerous times for retirees
 Managing money in retirement
 Reduce Taxation of Social Security
 How much will I need to Retire?
Never Outlive Your Income
 Recover Your Market Losses
 Income without using Principal
 Grow retirement saving with no market risk
 A Reverse Mortage
 IRA Rollover Opportunities
 Income Planning

Learn about Fixed-Indexed Annuities, Fixed Annuities, & Variable Annuities

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Share in the Upside potential of Stock Market with No downside Stock Market risk!

Over $70 Billion has gone into Equity Indexed Annuities in recent years. Never again do investors of any age have to accept principal or account value fluctuations while pursuing higher returns linked to the stock market's upside potential. Read More...

"Investing your Lump Sum at Retirement"

(The Wharton School, University of Pennsylvania)

"Imagine sitting down on the day of your retirement to plan your financial future. You know what your annual expenses have been and you want to maintain your current standard of living." Read More...

Annuities Offer Advantages - Here's Why

Fixed and fixed-indexed annuities offer advantages over mutual funds and other investments in regard to safety, costs, tax-deferred savings, liquidity, taxation of social security benefits, probate avoidance, and the ability to receive a guaranteed income stream for life. Read More...

$2.3 Trillion Lost in Retirement Savings Plans in 2008!

People who have purchased Fixed-Indexed Annuities have not lost one penny!
Want to learn more?

Get 6.5% Guaranteed Interest on the Income Account Value

The fixed-indexed annuity gives the client safety, a potential upfront premium bonus of as much as10%, plus a 6.5% guaranteed interest rate on the income account value, used for calculating lifetime income benefit payments* that you cannot outlive.

A Woman's Retirement Reality - What she really must know.

Based in part on “The Wharton School, University of Pennsylvania, the Policy Brief of Personal Finance, Lifetime Income for Women: A Financial Economist's Perspective

Sure...a life of leisure, sharing life with family and friends, shopping and travel, would be preferred to being left "financially stranded in retirement", but it can happen to you if you and your spouse aren't careful. Read More...


Secure Your Retirement with a Fixed Indexed Annuity with an Income Rider

Question: What do you get when you combine fixed-indexed annuities with guaranteed income riders?

Answer: Perhaps the safest and most cost efficient plan for retirement available from any source. Read More...

Secure Your Retirement with a Fixed Indexed Annuity with an Income Rider